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Fees and Charges Relating to Credit Union Share Accounts
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Effective August 1, 2004
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| Membership fee |
$1.00
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| Reopening or closing account within 3 months of early closure fee |
$15.00
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| Charge per withdrawal in excess of three (3) per month |
$2.00
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| Stop payment on Credit Union check (lost or stolen) |
$14.00
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| Photocopy of Credit Union check |
$2.50
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| Deposited item returned (deposit or loan payment) |
$10.00
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| Initial starter kit for drafts |
(no charge)
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| Draft reorder |
actual credit union cost
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| Share draft / overdraft transfers |
$2.50
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| Late deposit fee |
$15.00
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| Account reconcilement assistance (over 15 minutes) |
$25.00
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| Stop payment on share draft |
$12.00
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| Share draft / ATM insufficient funds |
$20.00
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| Photocopy of paid share draft in excess of five (5) per month |
$2.50
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| ATM transaction fee (first 6 are free) |
$1.00
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| Locator service |
maximum allowed by law
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| Tax liens |
$20.00
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| Out going wire transfer (Domestic) |
$15.00
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| Out going wire transfer (Foreign) |
$20.00
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| Cashier's checks |
$5.00
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| Annual IRA fee |
$15.00
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| IRA Enrollment Fee |
$35.00
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| IRA Termination Fee |
$20.00
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| Subpeona of records |
$20.00 plus $1.00 per page
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| ACH returned items |
$20.00
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| ACH stop payment |
$12.00
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| Copy of statement (per page) |
$1.00
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| Copy of account activity (per page) |
$1.00
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| Foreign check collection |
$20.00 or as charged by correspondent
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| Verification of deposit |
$5.00
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